How To Create A Verified PayPal Account In Nigeria (Send & Receive International Payments)

PayPal is one of the most secure payment platforms across the world allowing users to send and receive money.

However, PayPal isn’t available in some countries, which remains a major drawback of the platform.

Even with a PayPal account, features may be limited in some countries. This guide explains how to create a verified PayPal in Nigeria or any unsupported country to send and receive international payments.

Can you create a PayPal account in Nigeria?

This is the big question can you create a PayPal account in Nigeria? Yes but you can only make purchases with a Nigeria PayPal account.

Freelancers in Nigeria have a hard time finding alternative payment methods to receive international payments from clients or freelancing platforms. 

That’s why today you will learn the best PayPal setup for Nigerians 

Why create a verified PayPal account in 2025?

If you work with foreign clients then you should know that PayPal is mostly their primary payment method.

I know someone who lost a $500 deal simply because they didn’t have a PayPal account—trust me, you don’t want to be in that situation.

So, read to the end to learn exactly how to create a verified PayPal account in Nigeria that can send and receive money.

Step by step guide on how to create a verified PayPal account in Nigeria

Now I want you to know that this strategy will also work for you even if you’re not in Nigeria.

So step 1 you have to

Visit the PayPal website

When you want to create a PayPal account in your country, it will redirect you to the PayPal website for your country.

So in my case, it’s paypal.com/ng so change the last part to uk which will make that paypal.com/uk

Now, I know you’re probably confused on exactly how you will create a uk PayPal account in your country.

Stay tuned and follow up as I will leave no stone unturned.

When it redirects you to the uk PayPal website, click on sign up and select a business account 

Even if you don’t have a business then be sure to select the business account because selling your skills online is also a business even if not registered.

Enter your personal information

After selecting the business account, it will ask you to complete a short captcha. Complete and fill your personal information on the next tab.

For the phone number section, don’t use your country number because PayPal could restrict the account immediately. 

The #1 mistake everyone makes when it comes to creating a verified PayPal account in Nigeria

Many people have tried this method but end up using temporary numbers, which only allow one-time code reception—this is where problems usually begin.

After creating a verified PayPal account in Nigeria, you’ll be required to sign in using a verification code sent to the phone number you used during sign-up.

The downside of using a temporary number is that you can usually receive the code only once. Even if it works multiple times, these numbers are public, meaning others can potentially access your PayPal account.

Buy a uk number from SMS Activate

Buying a uk number for 14 days is the best way to bypass any issue from PayPal.

After 14 days your device should have been verified on the PayPal system and you will only be asked to verify using email or sometimes you don’t even have to verify at all when trying to log in.

To buy a UK number, simply CLICK HERE to check out the sms activate website. 

Select the rent number then click full rent and select United Kingdom as the country.

Extend the rental time for as long as you want but the recommended time is 14 days

Click the cart button and get a uk number for yourself for as low as $9.99 for 2 weeks.

You don’t even have to subscribe after that 2 weeks duration except if you want to as your ip would have been registered by the PayPal system but you can choose to if you want.

And the best part is you can use this particular number for any website you want within that 2 weeks duration.

Confirm Email

After purchasing the number paste it on the PayPal official website, write your email and confirm to complete your sign up process.

They will ask for some more basic details and you can watch my video above for a full guide on what to do if you’re stuck.

How to use your verified PayPal in Nigeria

If you have successfully set up PayPal account after reading this guide then big congratulations to you.

You can now use that PayPal account to send money, received and request money, make purchases online and also use it to receive international payments for your freelancing services.

Conclusion

I believe you’ve now learnt exactly how to create a verified PayPal account in Nigeria that can send and received international payments in 2025.

If you want to get started as a freelancer right away, I suggest you CLICK HERE to check out my article on 5 Fiverr gigs you can start right now without any skill.